◆Hard money rates: 9.5%–12% · 1–3 pts origination◆Avg hard money close: 7–14 days · vs 45+ for banks◆70% Rule: Max Offer = ARV × 0.70 − rehab◆Hard money rates: 9.5%–12% · 1–3 pts origination◆Avg hard money close: 7–14 days · vs 45+ for banks◆70% Rule: Max Offer = ARV × 0.70 − rehab

Get funded in days, not weeks

Takes about 4 minutes. Answer once — we do the rest.

We don't shop your credit around.

Your deal is reviewed privately by our funding desk. We match you with the single best-fit lender for your scenario and email you the terms — usually within 24 hours. No hard pulls, no lender bidding war, no inbox spam.

  1. 1
  2. 2
  3. 3
  4. 4

Tell us about the deal

Leave blank if you want us to recommend

Backup plan

Short on cash, credit, or lender-ready reserves?

Hard money can stall for a lot of reasons — not enough down payment, credit below the lender's minimum, a recent derog, thin experience, or a deal that needs a heavier rehab budget than a lender will fund. A JV partner can bridge that gap so the deal still gets done.