◆Hard money rates: 9.5%–12% · 1–3 pts origination◆Avg hard money close: 7–14 days · vs 45+ for banks◆70% Rule: Max Offer = ARV × 0.70 − rehab◆Hard money rates: 9.5%–12% · 1–3 pts origination◆Avg hard money close: 7–14 days · vs 45+ for banks◆70% Rule: Max Offer = ARV × 0.70 − rehab
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